Title Loans

The Annual Percentage Rate will be based on the amount of the loan. As per AZDFI regulations, the allowable rates range from 120%-204% APR (or 10%-17% Monthly Percentage Rate.) However Maximum Title Loans Monthly rates usually fall between 5% and 10%.

Title Loans are only intended to meet short-term financial needs, please borrow responsibly.

Maximum Title Loans offers short term loans specifically to help consumers pay their loan off within a designated period of time. However Maximum Title Loans allows their customers to pay additional amounts and at any time you can pay off your entire loan with no pre-payment penalties.  We give you a designated period of time to payoff and if you cannot at the end of the term you can refinance the balance for an additional period of time.  Our standard loan is for 12 months with no pre-payment penalty, with custom loan terms available upon request.

Non-payment implications & collection processes: Maximum Title Loans enters contractual short term loan agreements with their customers.

Financial implications: If you fail to make a payment within 10 days of a Due Date, you will be charged a late fee equal to 5 percent of the unpaid balance of the installment due.

Collection practices: it is our objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make your payment, Maximum Title Loans will work with you to get your loan back in good standing. We also work within the guidelines of the FDCPA.

Maximum Title Loans does not currently report non-payment to the three credit agencies. However, if you are not able to repay the loan, we can file a civil suit in court and upon obtaining a judgment, the judgment debt may become part of your credit history.

Short term loans are automatically renewed if not paid in full on the loan due date.