Frequently Asked Questions
A loan based on the equity on your free and clear vehicle.
- Apply online or in person at one of our four convenient Valley locations.
- Once your loan is approved, you receive the funds and leave with your car.
- When the loan is paid off, we immediately release your title.
- A free and clear title
- Proof of address
- Proof of income
No, any proof of income qualifies.
In as little as 20 minutes! Our average loan is funded within 30 minutes OR less.
As soon as same day, depending on the repayment method.
You choose your payment date and payments are due every 30 days. After you get your loan, you never have to come into the store to make payments. We accept Visa debit cards. You can pay by clicking our Submit Payment button from any page on our website. We also allow you to pay Cash at any Wells Fargo nationwide. If you prefer, you can make payments in the office with a Cashier’s Check Only.
Unlike other lenders, we do not charge an application fee. Many companies charge an application fee which increases your annual percentage rate.
In Arizona we can lend on vehicles even if you are still making payments. W-2 income is required for this type of loan.
Many lenders not only check credit but also report to credit bureaus. Do you want a title loan on your credit report for years and years? Of course not! We do not check credit or report to bureaus to approve your loan.
We specialize in lending to business owners.
We live up to our name by lending more than any other company. We loan up to $100,000 depending on the collateral and your ability to repay.
We offer custom due dates that allow you to pay when you get paid. Other title lenders tell you when to pay, we allow you to tell us when you want to pay so you are never past due. Ask a representative for more details.